* {
	margin: 0;
	padding:0;
}
		/* topnav */

#topnav {
	margin: 0;
	padding: 0px;
	height: 36px;
	width: 900px;
	background: url("../images/telg1_02.jpg") no-repeat left top;
	
}
#topnav ul {
	display: block;
	list-style: none;
	margin: 0;
	float: right;
	padding: 0 0 0 65px;
	
}
#topnav ul li {
	position: relative;
	color: #333333;
	display: inline;
	padding: 0;
	float: left;
	margin-right: 13px;
}

#topnav ul li a {
	text-transform: none;
	display: block;
	color: #FFF;
	padding: 12px 0px 0px 32px;  /* top, spacing, bottom, left*/
	
	text-decoration: none;
	font-size: 12px;
	float: none !important;
	font-weight: normal;
	/*\*//*/
	float: left !important;
	/**/
}
#topnav ul li ul {
	display: none;
	float: none !important;
}
#topnav ul li:hover {
	position: relative;
	color: yellow;
}
#topnav li a:hover {
	color: yellow;
}
#topnav ul li:hover ul {
	display: block;
	position: absolute;
	left: 0;
	top: 99%;
	width: 200px;
	background: #9fc0d0;
	height: auto;
	margin: 0;
	padding: 0;
	z-index: 2;
	border-right: none;
	border-bottom: none;
}
		
/* end topNav */


h1 {
	color: #044A75;
	font-size: 18px;
	line-height: 125%; 
	text-transform:uppercase;
	margin-bottom: 10px;
}
h2 {
	color: #044a75;
	font-size: 1.3em;
	line-height: 125%; 
}
h3 {
	color: #000000;
	font-size: 1.3em;
	line-height: 125%; 
}

.form {
	font-size: 12px;
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
}
.contactpage {
	font-size: 12px;
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	margin-left: 80px;
	margin-right: 80px;
	line-height: 155%;
}
body {
	background-color: #F1F1F1; background-image: url("../images/bkgr.gif"); background-repeat: attribute;
	font-size: 12px;
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
}
.wrapper {
	width:900px;
	margin: 0 auto;
	display: table;
}
.header1 {
	width: 900px;
	height: 83px;
}
.header2 {
	width: 900px;
	height: 174px;
}
.contentWrap {
	background: #fff;
}
.form {
	font-family: Verdana;
	font-size: 11px;
	color: #000000;
	font-weight: normal;
}
.leftCol {
	width: 200px;
	height: 1200px;
	text-align: left;
	background: url("../images/latest-news.gif") #d2d8d8;	
	font-family: Verdana;
	font-size: 11px;
	float: left;
}
.leftColIndent
{
	margin-top: 15px;
	margin-right: 13px;
	margin-left: 24px;
	color: #333333;
}
.centerCol {
	width: 486px;
	height: 1200px;
	text-align: left;
	background: url("../images/center-column.gif") no-repeat #fff;
	float: left;
	font-size: 12px;
	color: #000000;
}
.centerColIndent a:link {
	font-size: 12px;
	color: #000080;
}
.centerColIndent a:visited {
	font-size: 12px;
	color: #000080;
}
.centerColIndent a:hover {
	font-size: 12px;
	color: #000080;
}
.centerColIndent {
	margin-top: 15px;
	margin-left: 20px;
	margin-right: 20px;
	line-height: 145%;
}
.centerColIndentH1 {
	margin-top: 25px;
	margin-left: 20px;
	margin-right: 20px;
	margin-bottom: 0px;
}
.rightCol {
	width: 214px;
	min-height: 1182px;
	text-align: left;
	background: url("../images/ask-expert.gif") no-repeat #d2d8d8;
	float: left;
	font-size: 11px;
}
.rightColIndent {
	margin-top: 15px;
	margin-left: 22px;
}
.bigCol {
	width: 900px;
	min-height: 1200px;
	text-align: left;
	background: url("") no-repeat #d2d8d8;
	float: left;
	font-size: 12px;
    padding-bottom: 30px;
}
.bigColIndent {
	margin-top: 15px;
	margin-left: 75px;
	margin-right: 30px;
}
.bigColIndent a:link {
	color: #044A75;
}
.bigColIndent a:hover {
	color: #044A75;
}
.bigColIndent a:visited {
	color: #044A75;
}
.bigColIndent2 {
	margin-top: 15px;
	margin-left: 95px;
	margin-right: 50px;
}
.bigColIndentH1 {
	margin-top: 25px;
	margin-left: 75px;
	margin-right: 20px;
	margin-bottom: 0px;
}
.footer {
	clear:both;
	padding:0px 20px 15px 20px;
	color: #fff;
	font-size: 11px;
	text-decoration: none;
	text-align: justify;
}

.footer a:link {
	color: #fff;
	font-size: 11px;
}
.footer a:visited {
	color: #fff;
	font-size: 11px;
}
.footer a:hover {
	color: #fff;
	font-size: 11px;
}
.footer a:active {
	color: #fff;
	font-size: 11px;
}